FINANCEMonths to result

Owner Earnings Framework

Valuing businesses with owner earnings

Problem it solves

poor financial decisions

Best for

Investors and managers evaluating business performance

Not ideal for

Those seeking precise, GAAP-based earnings figures

Overview

Why this framework exists

The Owner Earnings Framework is a method for valuing businesses by calculating owner earnings, which represent reported earnings plus non-cash charges, less the average annual amount of capitalized expenditures required to maintain the business's competitive position. This framework is useful for investors and managers seeking to evaluate business performance and make informed decisions.

Core principles

3 total
  1. Owner earnings are a more relevant metric than GAAP earnings for valuation purposes.
  2. Non-cash charges, such as depreciation and amortization, should be added back to reported earnings.
  3. Capitalized expenditures required to maintain the business's competitive position should be subtracted from owner earnings.

Steps

3 steps
  1. Calculate reported earnings
    Start with the business's reported earnings, as stated in the financial statements.
    Pro tipEnsure that reported earnings are adjusted for any non-recurring items or one-time charges.
    WarningBe cautious of businesses with high levels of debt or unusual accounting practices.
  2. Add back non-cash charges
    Add back non-cash charges, such as depreciation, depletion, and amortization, to reported earnings.
    Pro tipConsider the business's industry and competitive position when evaluating non-cash charges.
    WarningBe aware of businesses with high levels of non-cash charges, as these may indicate underlying issues.
  3. Subtract capitalized expenditures
    Subtract the average annual amount of capitalized expenditures required to maintain the business's competitive position from owner earnings.
    Pro tipConsider the business's growth prospects and industry trends when evaluating capitalized expenditures.
    WarningBe cautious of businesses with high levels of capitalized expenditures, as these may indicate declining competitiveness.

Checklist

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Examples

1 cases
Scott Fetzer example

Warren Buffett used the example of Scott Fetzer, a business acquired by Berkshire Hathaway, to illustrate the importance of considering non-cash charges and capitalized expenditures when evaluating business performance.

OutcomeThe example demonstrated how the Owner Earnings Framework can provide a more accurate picture of a business's true economic performance.

Common mistakes

2 traps
Relying solely on GAAP earnings
GAAP earnings may not accurately reflect a business's true economic performance, as they do not account for non-cash charges and capitalized expenditures.
Failing to consider industry and competitive position
The Owner Earnings Framework requires consideration of the business's industry and competitive position, as these factors can impact non-cash charges and capitalized expenditures.

Origin story

How this framework came to be

Warren Buffett introduced the Owner Earnings Framework in his 1986 shareholder letter, where he discussed the importance of considering non-cash charges and capitalized expenditures when evaluating business performance.

Source

Traced to primary
Source · INVESTOR LETTER
Berkshire Hathaway Shareholder Letter 1986
Warren Buffett · 1986
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