FINANCEMonths to result

The Global Unit of Account Framework

A standard for global trade

Problem it solves

poor financial decisions

Best for

Global businesses and investors

Not ideal for

Small-scale local transactions

Overview

Why this framework exists

The Global Unit of Account Framework proposes that Bitcoin could serve as a global standard for trade and economic activity, allowing for easier calculation and comparison of prices across borders. This framework is based on the idea that a single, decentralized, and predictable form of money could facilitate global trade and reduce the need for foreign exchange transactions.

Core principles

3 total
  1. A global unit of account should be decentralized and independent of any single government or authority
  2. A global unit of account should be predictable and stable in value
  3. A global unit of account should facilitate easy calculation and comparison of prices across borders

Steps

3 steps
  1. Adoption of Bitcoin as a reserve currency
    For Bitcoin to become a global unit of account, it needs to be widely adopted as a reserve currency by individuals, businesses, and governments. This would require a significant increase in its user base and a growth in its market capitalization.
    Pro tipInvesting in Bitcoin and promoting its adoption could help increase its chances of becoming a global unit of account
    WarningThe volatility of Bitcoin's price could hinder its adoption as a reserve currency
  2. Development of a stable and predictable monetary policy
    For Bitcoin to become a stable store of value and a reliable medium of exchange, its monetary policy needs to be predictable and stable. This could be achieved through the development of a decentralized and transparent governance system.
    Pro tipThe use of algorithms and smart contracts could help create a predictable and stable monetary policy
    WarningThe lack of a centralized authority could make it difficult to implement and enforce a monetary policy
  3. Increased use of Bitcoin for international settlement transactions
    For Bitcoin to become a global unit of account, it needs to be widely used for international settlement transactions. This could be achieved through the development of fast and secure payment systems, as well as the promotion of Bitcoin as a means of payment for international trade.
    Pro tipThe use of Bitcoin for international settlement transactions could reduce the need for foreign exchange transactions and lower transaction costs
    WarningThe volatility of Bitcoin's price could make it difficult to use for international settlement transactions

Checklist

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Examples

2 cases
The use of Bitcoin for international trade

A company based in the United States uses Bitcoin to pay a supplier based in China, reducing the need for foreign exchange transactions and lowering transaction costs

OutcomeThe company is able to reduce its transaction costs and increase its profit margins
The adoption of Bitcoin as a reserve currency

A country adopts Bitcoin as a reserve currency, allowing it to diversify its foreign exchange reserves and reduce its dependence on the US dollar

OutcomeThe country is able to reduce its exposure to the US dollar and increase its financial stability

Common mistakes

3 traps
Underestimating the volatility of Bitcoin's price
The volatility of Bitcoin's price could make it difficult to use as a store of value or a medium of exchange, which could hinder its adoption as a global unit of account
Overestimating the current level of adoption
The current level of adoption of Bitcoin is still relatively low, and it may take time for it to become widely accepted as a global unit of account
Ignoring the need for a stable and predictable monetary policy
A stable and predictable monetary policy is essential for Bitcoin to become a reliable store of value and a widely accepted medium of exchange

Origin story

How this framework came to be

The concept of a global unit of account has been discussed in the context of the gold standard, where gold served as a universal medium of exchange. However, the rise of fiat currencies and monetary nationalism has led to a fragmentation of the global monetary system, making it difficult to conduct economic calculations across borders. Bitcoin, with its decentralized and predictable nature, could potentially fill this gap.

Source

Traced to primary
Source · BOOK
The Bitcoin Standard
Saifedean Ammous · 2018
Open source →

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