The Three Questions Framework
Evaluate expenses for fulfillment, alignment, and change
The Three Questions Framework is a tool for evaluating expenses and aligning them with one's values and purpose. It involves asking three questions of each expense category: 1) Did I receive fulfillment in proportion to the life energy spent? 2) Is this expenditure in alignment with my values and purpose? 3) How might this expenditure change if I didn't have to work for a living? By regularly asking and answering these questions, individuals can gain clarity on their spending habits and make adjustments to achieve financial independence.
- Financial independence is built on financial integrity, which is achieved through alignment of vision, values, and action.
- Synergy occurs when all aspects of one's nature are aligned and focused in the same direction, leading to a state of functioning in which the whole is greater than the sum of its parts.
- Enough is a powerful and free place, where one has enough for survival, comforts, and some special luxuries, with no excess to burden them unnecessarily.
- Evaluate Expenses for FulfillmentAsk the first question of each expense category: Did I receive fulfillment in proportion to the life energy spent?Pro tipBe honest with yourself about whether each expense brings you fulfillmentWarningAvoid justifying unnecessary expenses as 'necessary' or 'deserved'
- Evaluate Expenses for AlignmentAsk the second question of each expense category: Is this expenditure in alignment with my values and purpose?Pro tipConsider whether each expense supports your long-term goals and valuesWarningBe cautious of expenses that may be driven by external pressures or societal expectations
- Evaluate Expenses for ChangeAsk the third question of each expense category: How might this expenditure change if I didn't have to work for a living?Pro tipImagine how your spending habits might change if you had the freedom to pursue your passions without financial constraintsWarningAvoid assuming that your current spending habits will remain the same in the absence of a traditional job
Rosemary used the Three Questions Framework to evaluate her expenses and identified areas where she could make adjustments to achieve financial independence.
Lou and Steve used the Three Questions Framework to evaluate their charitable contributions and identified an opportunity to increase their giving once they achieved financial independence.
The Three Questions Framework was developed by Vicki Robin and Joe Dominguez as part of their 9-step program for achieving financial independence. The framework is based on the idea that aligning one's spending with their values and purpose is essential for achieving financial independence and living a fulfilling life.