Override genetic pessimism to take asymmetric bets, with one hard rule: avoid total ruin.

How to Get Rich — Naval · Naval

The 20th century was exceptional — build your retirement plan around something closer to 5% real

The Golden Age of Returns is Over · Mike Staunton & Paul Marsh

Crashes are more frequent since 1980 — understand why before assuming the next one

The Next Global Crash Is Inevitable - Top Economist · Linda Yueh

The most important innovations create something entirely new rather than copying what already exists

Going from Zero to One · Peter Thiel

Write your way through fear by defining, preventing, and preparing for worst cases

How to Use Stoicism to Choose Alive Time Over Dead Time · Ryan Holiday & Tim Ferriss

Stop chasing happiness to find it—pursue meaningful struggle instead

The Feedback Loop from Hell · Mark Manson

Save as if disaster is coming; invest as if progress is inevitable

Save Like a Pessimist Invest Like an Optimist · Morgan Housel

Pessimism sounds smarter than optimism, but the world tends to get better over time

The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness · Morgan Housel

Recognize that your personality, worldview, and behavioral patterns are not fixed traits but choices you made and can remake at any moment.

The Courage to Be Disliked · Ichiro Kishimi and Fumitake Koga

Optimism > Pessimism

How to Get Rich Without Getting Lucky · Naval Ravikant

Choose confidence in the future as a practical strategy, not naive delusion

Twelve and a Half · Gary Vaynerchuk

Be fearful when others are greedy, and greedy when others are fearful

The Intelligent Investor · Benjamin Graham

Rehearse failure in advance so it cannot surprise or paralyze you

The Obstacle Is the Way · Ryan Holiday

Prepare for the unexpected by adding margin to everything you plan.

Essentialism · Greg McKeown