Track the multiple of national wealth to wages to measure true inequality
Labour MP: This Budget Just Tax The Rich! · Liam Byrne
Psychological ownership of your pension pot drives saving behaviour more than any rate of return.
Britain's Pension System Is In Danger · Tom McPhail
Once politicians control where pensions invest, the money is never fully private again.
Britain's Pension System Is In Danger · Tom McPhail
Private savings bridge you to 75; a sustainable state pension carries you for life.
Britain's Pension System Is In Danger · Tom McPhail
Auto-enrolment solved participation but left contribution levels dangerously low.
Britain's Pension System Is In Danger · Tom McPhail
Evaluate government announcements by long-run commitment, not short-run numbers
Your Taxes Are About to Go Up (Again) · Helen Miller
Long-duration savings vehicles require policy certainty — frequent rule changes destroy the incentive to save
Top Finance Experts React to the UK Budget 2024 · Paul Johnson & Claer Barrett
Every provider must offer a plain-vanilla baseline — the OTC moment for personal finance
The Mortgage Trap Hitting Millions of Homeowners · Tarun Ramadorai
Insure large catastrophic risks only — take the highest excess you can afford
The Mortgage Trap Hitting Millions of Homeowners · Tarun Ramadorai
Society obsesses over the financial extremes and ignores the vast vulnerable middle
The Mortgage Trap Hitting Millions of Homeowners · Tarun Ramadorai
Zero rates systematically transfer wealth from cash-poor savers to leveraged asset owners — every cycle tightens the ratchet
The Interest Rate Crisis Has Just Begun · Edward Chancellor
Interest is crystallised impatience — the inescapable price tag on every transaction across time
The Interest Rate Crisis Has Just Begun · Edward Chancellor
Big workplace changes need a published glide path, not a short-notice cliff edge
The Government's Plan to Change Your Pension · Torsten Bell MP
Auto-enrol the easy 90%, then go hunt the missing 45% deliberately
The Government's Plan to Change Your Pension · Torsten Bell MP
Judge any pension policy by individual comfort AND state sustainability simultaneously
The Government's Plan to Change Your Pension · Torsten Bell MP
Design the choice interface to shape behavior without changing minds
Life Lessons from an Ad Man - Rory Sutherland · Rory Sutherland
Don't invest in life insurance
The Total Money Makeover Updated and Expanded · Dave Ramsey
Understanding the impact of debt on future generations
The Bitcoin Standard · Saifedean Ammous
The impact of money creation on society
The Bitcoin Standard · Saifedean Ammous
A relentless cycle of identifying, exploiting, subordinating, elevating, and repeating to drive ongoing improvement
The Goal: A Process of Ongoing Improvement, Third Revised Edition · Eliyahu M. Goldratt
Guide people toward better choices while preserving complete freedom to choose
Nudge: Improving Decisions About Health, Wealth, and Happiness · Richard H. Thaler & Cass R. Sunstein
When the rich get richer, interest rates stay at zero and the economy never recovers.
The Trading Game: A Confession · Gary Stevenson
Balancing patent incentives for translation against public access to taxpayer-funded discoveries.
Improving Science & Restoring Trust in Public Health | Dr. Jay Bhattacharya · Andrew Huberman
Redesign careers around periodic renewal rather than linear decline to retirement
Lifespan · David A. Sinclair
Shape decisions by controlling how options are presented
Thinking, Fast and Slow · Daniel Kahneman