About this source
Getting all you can from your money and your life — a radical new approach to maximizing life experiences over wealth accumulation.
Frameworks extracted
12 totalFINmonths
The Go-Go, Slow-Go, No-Go Framework
Match spending to declining capacity: most during go-go years, least during no-go.
PRODweeks
The Autopilot Override
Stop coasting on life's default settings and start making deliberate choices.
STRmonths
Asymmetric Risk-Taking
Take your biggest risks when you have nothing to lose and everything to gain.
MINDdays
The Personal Interest Rate
As you age, the price someone must pay you to delay an experience rises toward infinity.
MINDdays
Life Energy Accounting
Every dollar represents hours of your life traded for money — calculate the true cost of everything.
FINongoing
The Net Worth Peak
Your net worth should peak between 45 and 60, after which you spend down deliberately toward zero.
FINmonths
Optimal Giving Age
Give money to children and charity when it has maximum impact, not at random when you die.
FINongoing
Die with Zero
Spend all your money before you die so no life energy is wasted earning money you never enjoy.
SELFmonths
The Fulfillment Curve
Quantify your life experiences as points on a curve to visualize and maximize lifetime fulfillment.
PRODongoing
The Health-Wealth-Time Triangle
Fulfillment requires all three resources; trade your abundant one for the scarce ones at every age.
PRODweeks
Time Bucketing
Divide your life into seasons and assign experiences to the right time bucket before windows close.
MINDweeks
The Memory Dividend
Experiences compound in value through memory, paying returns long after the moment passes.