Stop asking $3 questions and start asking $30,000 ones
Young and Profiting with Hala Taha — yap-natalie-ellis · Young and Profiting with Hala Taha
Track the multiple of national wealth to wages to measure true inequality
Labour MP: This Budget Just Tax The Rich! · Liam Byrne
Psychological ownership of your pension pot drives saving behaviour more than any rate of return.
Britain's Pension System Is In Danger · Tom McPhail
Once politicians control where pensions invest, the money is never fully private again.
Britain's Pension System Is In Danger · Tom McPhail
Pension contributions deliver a day-one return no other asset class can match.
Britain's Pension System Is In Danger · Tom McPhail
Auto-enrolment solved participation but left contribution levels dangerously low.
Britain's Pension System Is In Danger · Tom McPhail
When the rules of money change, the old playbook stops working — and most people haven't noticed.
The New Rules for Building Wealth in 2025 · Rob Dix
Finance rarely builds — it mostly finds clever ways to move wealth from one pocket to another
The Problem With Passive Investing Nobody Talks About · Philip Roscoe
Fees are the only form of alpha you can guarantee — and they compound against you
The Golden Age of Returns is Over · Mike Staunton & Paul Marsh
Long-duration savings vehicles require policy certainty — frequent rule changes destroy the incentive to save
Top Finance Experts React to the UK Budget 2024 · Paul Johnson & Claer Barrett
Spend heavily now, promise implausible cuts later — a structural pattern in UK fiscal planning
Top Finance Experts React to the UK Budget 2024 · Paul Johnson & Claer Barrett
Every provider must offer a plain-vanilla baseline — the OTC moment for personal finance
The Mortgage Trap Hitting Millions of Homeowners · Tarun Ramadorai
Society obsesses over the financial extremes and ignores the vast vulnerable middle
The Mortgage Trap Hitting Millions of Homeowners · Tarun Ramadorai
Zero rates systematically transfer wealth from cash-poor savers to leveraged asset owners — every cycle tightens the ratchet
The Interest Rate Crisis Has Just Begun · Edward Chancellor
Interest is crystallised impatience — the inescapable price tag on every transaction across time
The Interest Rate Crisis Has Just Begun · Edward Chancellor
QE money flows to the rich, who buy your assets, making you poorer — on repeat
The Rich Will Bankrupt Us All - Gary's Economics · Gary Stevenson
Park short-term cash at the central-bank rate with daily liquidity.
The Right Way To Use Bonds · Ramin Nakisa
Win at the high-level money decisions; let small slip-ups happen.
This Is How You Build Wealth · Richard Coffin (The Plain Bagel)
One day a year to keep the simple machine in tune
Change How You Think About Money · Pete Matthew
Stop optimising 1% on a small base — grow the base instead.
I Wish I'd Saved Less When I Was Younger · Olly Richards
Median-by-age data is a snapshot of one era's rules, not a forecast of yours.
Have Boomers Rigged The System? · Tom Nicholas
Big workplace changes need a published glide path, not a short-notice cliff edge
The Government's Plan to Change Your Pension · Torsten Bell MP
Auto-enrol the easy 90%, then go hunt the missing 45% deliberately
The Government's Plan to Change Your Pension · Torsten Bell MP
Judge any pension policy by individual comfort AND state sustainability simultaneously
The Government's Plan to Change Your Pension · Torsten Bell MP
Apply long-term-investing discipline to health: tiny inputs, compounded, decide late-life outcomes
The Problem With Saving 10% of Your Income · Ben Felix
Vary your savings rate by life stage to optimise lifetime, not annual, spending
The Problem With Saving 10% of Your Income · Ben Felix
Decompose past returns to set realistic forward expectations
The Problem With Saving 10% of Your Income · Ben Felix
Replace fixed withdrawal rates with course-corrected, lifestyle-aware retirement spending
The Problem With Saving 10% of Your Income · Ben Felix
Sovereign debt forces an 11% annual debasement hurdle only crypto reliably clears
The Investing & Crypto Expert: We Only Have 6 Years Until Everything Changes! · Raoul Pal
Value any new monetary asset by sizing the savings premium it can absorb from incumbents
Why Bitcoin Will Eat the Biggest Market on Earth — Robin Seyr · Robin Seyr
Maximize show rates by mastering availability, speed, personalization, and volume
$100M Playbook: Lead Nurture · Alex Hormozi
Choose financially reasonable strategies you can actually stick with long-term
The Psychology of Money · Morgan Housel
Pay smallest debts first to build unstoppable psychological momentum
The Total Money Makeover · Dave Ramsey
Lock your future self into good decisions before temptation arrives
Katy Milkman on "How to Change" - Think Better Speaker Series · Katy Milkman
Use math and lifestyle analysis, not cultural pressure, to decide on housing
Why Buying A House Makes Zero Financial Sense | ft. Ramit Sethi · Ramit Sethi
Design the choice interface to shape behavior without changing minds
Life Lessons from an Ad Man - Rory Sutherland · Rory Sutherland
Your savings rate alone determines when you can retire
The Shockingly Simple Math Behind Early Retirement · Mr Money Mustache
Save as if disaster is coming; invest as if progress is inevitable
Save Like a Pessimist Invest Like an Optimist · Morgan Housel
Save without a purpose to buy flexibility for the unknown
Morgan Housel — Walking and Thinking · Morgan Housel
Default dead plus slow growth plus no time equals company death
Default Alive or Default Dead · Paul Graham
Beware of leasing
The Total Money Makeover Updated and Expanded · Dave Ramsey
Commit now to save more later by linking increases to future raises
Nudge: Improving Decisions About Health, Wealth, and Happiness · Richard H. Thaler & Cass R. Sunstein
Eliminate existing debt while building immunity to future borrowing
Profit First for Contractors: Transform your Construction Business from a Cash-Eating Monster to a Money-Making Machine · Shawn Van Dyke
Grand Slam Offer Framework
$100M Offers: How To Make Offers So Good People Feel Stupid Saying No · Alex Hormozi
When the rich get richer, interest rates stay at zero and the economy never recovers.
The Trading Game: A Confession · Gary Stevenson
Selling the impossible
Elon Musk Tesla, SpaceX, and the Quest for a Fantastic · Ashlee Vance
Borrow without paying
Berkshire Hathaway Shareholder Letter 1989 · Warren Buffett
Shut your mouth and save your health by switching to full-time nasal breathing
Breath · James Nestor
Treat compliments as noise and redirect conversations toward concrete facts
The Mom Test · Rob Fitzpatrick
Recognize that sleep debt is not a loan you can repay—it is permanent brain damage
Why We Sleep · Matthew Walker